Legal

Terms of Service

Updated October 19, 2026 · Wealth Guardian (wealthguardian.app)

The service

Wealth Guardian is a personal financial guidance app. It analyzes the information you connect or enter, then offers budgeting help, savings goals, spending boundaries, cash-flow views, and tax preparation support.
Wealth Guardian provides educational guidance, not regulated investment, legal, or tax-filing advice. We never recommend individual stocks and never guarantee returns. Sample accounts, balances and reports are examples, not connected banking. Saved savings rules do not execute transfers. Tax filings must be submitted by you or a licensed practitioner — our tools prepare numbers, they do not file.

Proposed launch membership is priced monthly ($7.99) and yearly ($69.99) for individuals, and monthly ($19.99) or yearly ($179.99) for the Business plan. Purchases made inside the mobile apps are billed through the Apple App Store or Google Play and follow those platforms' refund rules; purchases are not enabled in this preview. Subscription activation, renewal and cancellation require the store integration before paid launch.
The free tier includes the core screens and a limited number of advisor questions each month. The free allowance is 10 advisor questions per calendar month (UTC). Voice requests have a daily safety allowance shared between recordings and spoken answers: 10 for free accounts and 100 for members.

Use Wealth Guardian for your own money, or for money you are authorized to manage. Do not attempt to access another person's financial information, disrupt the service, or extract data at scale.
Referral rewards and partner commissions follow real payments only; self-referrals and manufactured sign-ups are void and may end participation.

You keep ownership of the financial information you provide. You grant us the limited right to process it to deliver and improve the service, as described in the Privacy Policy.

The service is provided "as is." Financial outcomes depend on many factors outside our control; to the maximum extent permitted by law, Wealth Guardian is not liable for indirect or consequential losses, and our total liability is limited to the amounts you paid us in the twelve months before the claim.

Legal company details and a verified support contact must be finalized before commercial launch.