Financial calm, every day
Make today’s money choices work for tomorrow.
Build budgets and savings goals from the figures you enter, with practical guidance for your next vacation, car or home. Account views use sample data; live banking is not yet connected.
Wealth Guardian vs Cleo
Familiar AI guidance, with stronger guardrails and a path for institutions.
Both products bring conversation, voice, memory, and proactive guidance to personal finance. Wealth Guardian provides example boundaries and an institution-brand preview; live bank data and production partner integration remain pending.
| Feature | WGWealth Guardian | Cleo |
|---|---|---|
| AI advisor chat grounded in your finances | Some | |
| Ask by voice and hear answers aloud | ||
| Remembers goals across conversations | ||
| Exact affordability and goal calculations | Some | |
| Proactive alerts and daily guidance | ||
| Custom “do not touch” boundaries | Some | |
| Vacation, car, home, and emergency goals | Some | |
| Institution-branded version | ||
| Free tier | $0 | $0 |
| Paid consumer tier | $7.99/mo$69.99/yr | From $8.99/mo* |
Wealth Guardian pricing is planned launch pricing; purchases are not connected. Bank monitoring, transfer execution and household sharing are not live. Cleo details are based on publicly available information reviewed September 2026; plans, prices, and availability can change. *Paid Cleo pricing varies by plan and market.